It is of my opinion the K recovery is a decsion more so than a division of upper and lower class. Education is key to how to make that decision. It is for us the 'educated?" to teach other people. BTC/Gold/Silver, not today's or for that matter, tomorrow's currency. I choose all 3, because I can utilise BTC's mobility of value and yield but also store value in gold and silver, liquidity therein meets commodity.