- SP500 peaks right below 4500 - Head And Shoulders price target at 1.0 Fib Extension from march 2020 lows - New money will be told the old saying "Sell in may and go away", and will not fear that a bearmarket is slowly starting - New money will buy in all summer, providing liquidity for larger players to exit - New Lower High will be made Late Summer/Early Fall 2021 - Lower Low will be made, new money still in denial - Will keep buying stocks after a bounce made after first lower low - Another Lower high is made - Multi-year bear market begins - Stock will become "boring" again