JG was a surprise, and their IPO only generated about half the cash they were hoping for. What will be interesting is how things play out in the months and years ahead. While they have marketshare, there's a continuous increase with other players entering the space. While it's likely that JG Wentworth has no concerns about a small settlement competitor like mystructuredsettlementcash.com, Imperial Structured Settlements or SenecaOne, but there is no innovation in the industry and its sort of known JG doesn't offer the best quote since they have all that advertising to pay for. If I were to speculate, I think they might be back where they started in a year.