RLI - Insider BUYS

P/E (TTM),~19.1x, GOOD ✅. For a company with their margins, this is a fair price.
Forward P/E,~18.2x, Stable expectations for 2026
Free Cash Flow,~$515 million, VERY GOOD ✅. Strong cash generation.
ROE,~20.1%, EXCELLENT ✅. Covers your 14.5% criterion.
Debt/Equity,~0.14 (14%), PERFECT ✅. Extremely conservative balance.
Revenue Growth,~18.5%,"MODERATE ⚠️.
PEG Ratio,~1.45,"Shows that it is not ""cheap"", but it is quality."
Dividend Yield,~0.75% + Spec. dividends,RLI is known for paying huge special dividends.
Cash on Hand,~$3.2 billion (Investments),EXCELLENT ✅. Huge investment portfolio.
FCF Margin,~35%,PHENOMENAL ✅. Extremely high efficiency.
Quick Ratio,N/A,"Insurers are considered ""Combined Ratio"" (they have ~80%)."
Inst. Ownership,~85%,VERY HIGH ✅. A favorite of large funds.
Current Ratio,N/A,(Same as Quick Ratio).
Analyst DCF,$182.50,UNDERVALUED ✅. Current price ($165) is below fair value.
Wall St Target,$188.00,Potential growth of ~14%.
Gross Margin,~94.1%,PERFECT ✅.
Sales Growth,~18.5%,
Altman Z-Score,N/A,Not applicable to financial companies.