totally agree...this is really bearish scenario. Even though USA economy not better, its stil better than rest of the world. Market cant fall this much unless some NUK crisis happens. Dont think we will see 2008 again. Also if market has to fall, it wil fall in few months. Not fall till 2021. To climb stairs u need lots of time but to jump off the bldg, just in min, u r on the ground.