There is a good chance that due to the rapid rise in digital assets like XRP, XLM, ALGO, HBAR ect... in the recent weeks that a pull-back may present some really good buying opportunities to add to the stack before the big...big move that we all know is coming soon.
Economic collapse is coming and XLM will rally - very rational. Once you get the collapse plays out and you can buy xlm for less than a penny then yes you can wait for recovery
Once you get the collapse plays out and you can buy xlm for less than a penny then yes you can wait for recovery