Some times in highly volatile markets and fast flyers we forget the basics. If you interested in a safe steady return in a changing market, XLF will provide a steady return with a work horse dividend of 3 percent.... If we Evaluate a price point of 71 a share off 65 today we recieve a 9 percent return and great dividend into March. This is a great tool to diversify off xle and other high flyer picks while being in a sector thats pretty consistent in a recession and in a bull market.... One should continue to watch RSI to make sure they out beat previous highs.... I might add that although a cigar boat is fun to drive remember the slow boat gets to CHINA TO