XRP has a simple supply and demand equation in my humble opinion. Ripple the company has billions of XRP in escrow which it releases every month. Supply of XRP exceeds demand. These escrow releases are scheduled for at least another 5 years. Until that changes I would not be buying and holding either.
@cryptouser0202, you’re betting that XRP has utility, I’m not. If supply is released based upon demand your betting that demand is consistent... I’m not and so far by completely missing the rally early in 2019, price action agrees.