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Strong growth in affluent and cross-border business, with AI and digital innovation driving efficiency.

Resilient growth driven by digital focus, high value segments, and strong emerging market trends.

Record H1 results, upgraded guidance, strong wealth/CIB growth, $1B buyback, resilient credit.

Targeting >15% ROTE by 2028, driven by network scale, affluent focus, and non-interest income growth.

Momentum remains strong, with digital and wealth strategies driving growth and capital efficiency.

Targeting 15%+ ROTE by 2028, with tech-driven growth and strong wealth momentum.

Record Q1 profit and income, strong Wealth and Banking growth, resilient credit quality.

Early target achievement and strong wealth growth drive confidence in 2026 outlook.

Achieved early delivery of growth targets with strong returns and digital innovation focus.

Record income, strong RoTE, and robust capital returns, with 2026 growth guidance reaffirmed.

Wealth and CIB growth, digital innovation, and deposit gains drive strong performance.

Wealth and cross-border growth, digital innovation, and disciplined capital drive sustainable returns.

Profit before tax up 9% and 2025 income growth guidance raised to upper end of 5%-7%.

Disciplined cost, capital, and growth focus set the stage for improved profitability.

Q2 income up 15% year-on-year, profit before tax up 34%, and $1.3B share buyback announced.

Growth led by CIB, affluent wealth, and digital banks, with strong capital returns planned.

Targeting 5%-7% income growth via network expansion, digital innovation, and sustainable finance.