PT Bank Artha Graha Internasional Tbk engages in the provision of general banking services. It operates through the following segments: Productive, Consumer, Treasury, and Others. The Productive segment includes loans disbursed to productive sectors among others working capital and investment loans. The Consumer segment consists of loans disbursed for consumptive purposes. The Treasury segment involves in the activities which include money market and investment in placements and securities. The Others segment refers to the back office processes and non-profit generating divisions in the Bank. The company was founded on September 7, 1973 and is headquartered in Jakarta, Indonesia.