CTOS Digital Bhd. operates as an investment holding company. It involves in the business of credit reporting, digital software related services, software development, outsourcing and training services and investment holding, credit reporting, information services, development of local and global financial information system, online and offline business information service provider, consulting services, debt collection service and database management. The firm provides credit information and analytics digital solutions on companies, businesses and consumers for use by banks and businesses at each stage of the customer lifecycle and provides credit information and analysis to consumers. The company was founded on July 17, 2014 and is headquartered in Kuala Lumpur, Malaysia.