Equitas Small Finance Bank Ltd. engages in the provision of micro-finance loan services. It operates through the following segments: Treasury, Retail Banking, Corporate and Wholesale Banking, and Other Banking Operations. The Treasury segment includes all investment portfolios, profit or loss on sale of investments, profit or loss on foreign exchange transactions, equities, income from derivatives, and money market operations. The Retail Banking segment focuses on lending to and deposits, from retail customers, and identified earnings and expenses. The Corporate and Wholesale Banking segment consists of all advances to trusts, partnership firms, companies, and statutory bodies, which are not included under Retail Banking. The Other Banking Operations segment refers to all other operations not covered under Treasury, Corporate / Wholesale Banking, and Retail Banking. The company was founded on February 21, 2007 and is headquartered in Chennai, India.
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