S&P CNX NIFTY INDEX FUTURESS&P CNX NIFTY INDEX FUTURESS&P CNX NIFTY INDEX FUTURES

S&P CNX NIFTY INDEX FUTURES

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NIFTY1! Local Price Signal: Are We Entering Dis-Inflation?

I noticed something unusual yesterday while buying bananas.

For most of 2023–2024 and even at the start of 2025, I consistently paid around ₹40/kg. Now the same bananas are selling for ₹30/kg.

When I asked why, the shopkeeper said it was simply higher supply — more product in the market → lower price.

This sparked a bigger thought:

🟡 Banana prices aren’t controlled by RBI or the Government. They’re determined by supply and demand.

So when a basic item becomes cheaper, some questions naturally arise:

Are we seeing lower inflation on the ground than in the official data?

Are headline CPI numbers missing these micro changes?

Are some categories already in dis-inflation or even local deflation?

Of course, inflation is calculated from a full basket of goods and services. Some prices may fall (food, vegetables), while others stay high (fuel, rent, services).
So one example alone doesn’t mean national deflation.

But it is a useful signal.

📉 If many essentials follow the same pattern, it could mean:

Lower household cost pressures

Softer inflation prints

More room for future rate cuts

If anyone else is seeing similar movements in their area — not just bananas, but milk, vegetables, grains, etc. — share your observations. Real price data from the ground often tells a story before the official numbers do.


NIFTY1! Is Buying a Car in India Worth It? Here’s the Real Loss (With Actual Numbers)

People don’t realise how expensive a “₹10 lakh car” actually is in India.
When you calculate every real cost, it becomes one of the biggest wealth-destroying decisions for the middle class.

Here’s the true 5-year calculation for a ₹10 lakh ex-showroom car:

1. On-Road Price = ₹12,00,000

Taxes + insurance + registration push the price up by 20%.

2. Loan Interest (5 yrs @ 10.5%) = ₹2,30,000

You lose 23% extra just to the bank.

3. Depreciation (5 years) = ₹6–6.5 lakh lost

₹12 lakh car → worth only ₹5.5–6 lakh.

This is a 50–55% value destruction.

4. Fuel Cost (1,000 km/month) = ₹4,40,000

Mileage: 15 km/l
Fuel: ₹110/litre

₹2,00,000+ of this is just fuel taxes.

5. Insurance (5 years) = ₹1,35,000

That’s 11–12% of the car’s value paid and not recovered.

6. Maintenance + Repairs = ₹1,00,000–1,20,000

Poor Indian roads add 15–25% extra maintenance.
This is another 10% loss.

7. Tyres (2 replacements) = ₹50,000

Standard wear on Indian roads = 4–5% loss.

8. Parking Costs (5 years) = ₹48,000

Another 4–5% quietly gone.

9. Traffic Time Loss = ₹1,80,000

120 hours/year × 5 years = 600 hours wasted.
Value @ ₹300/hour = ₹1.8 lakh
= 15–18% economic loss.

10. Opportunity Cost (Not Investing the Money) = ₹5,69,000

If the same ₹12 lakh went into Nifty @ 8% →
You lose ₹5.7 lakh of growth.

That’s 45–50% extra loss.

⭐ TOTAL REAL OUTFLOW OVER 5 YEARS

= Purchase + Loan + Running + Lost Growth

= ₹14,30,000 (car + loan)

₹7,83,000 (fuel, maintenance, insurance, tyres, parking)

₹5,69,000 (opportunity loss)

👉 Actual money spent = ₹27,82,000
⭐ RESALE VALUE AFTER 5 YEARS

₹5.5–6 lakh

🔥 NET ACTUAL LOSS

₹27.82 lakh − ₹5.8 lakh

👉 ₹22 lakh real loss
📉 Percentage Breakdown
Category % Loss
Loan interest 23%
Depreciation 50–55%
Fuel taxes 45–55% of fuel cost
Insurance 11–12%
Maintenance 10%
Parking 4–5%
Traffic time 15–18%
Opportunity cost 45–50%
Total net wealth destruction = 180–220% of the car’s value.

For every ₹10 lakh car, you burn ₹22 lakh in 5 years.

Final Reality

A “₹10 lakh” car is actually a

₹28 lakh liability

that returns only ₹6 lakh at the end.

Everything else — 22 lakh rupees — is gone forever.

NIFTY1! The latest GDP numbers came in well above expectations, with India posting 8.2% real GDP growth, up from 7.8% in the previous quarter. That’s the fastest pace in six quarters.

Inflation is also at very low levels, which helps support growth but it also raises the question of whether this quarter could mark a short-term top if momentum slows from here.

Going forward, I expect GDP prints to stay slightly above expectations, though I could be wrong. For markets to sustain regular new all-time highs, India would need consistently strong real growth, with double-digit prints acting as a major tailwind but whether we get there is uncertain.

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NIFTY1! @ 25450, Shows weakness Watch NIFTY think Prime Signal to take Cautiousness. Price action also Suggest so.
Snapshot

NIFTY1! NIFTY TIME & PRICE UPDATE — TARGET 2 IS NOW LOADING!
High Made: 26,440 (Target 1 Done) — Still Time Left for Target 2!

The market played smart yesterday…
but Time & Price played smarter today.

We called it before the move started —
and now Nifty has already hit 26,440.
Target 1 ✔️ Delivered with precision.

And guess what?
⏳ The Time Window is still OPEN.
🔥 Target 2 (26,490) is approaching.
Momentum is quietly building… just like predicted.

This is why I always say:
When Time & Price align, the market has no choice.

Stay sharp.
Stay focused.
The second wave can hit anytime.

🔥 Let’s Make This Viral on TradingView

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#Nifty #NiftyAnalysis #TimeAndPrice #MarketTiming
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#RRSAnalysis #RaviTimeAndPrice
Snapshot

NIFTY1! The market today be like:
“Ravi… I’ll go till 26,398 only.
Your target 26,405?
Let’s tease you a little more.” 😭😂

Every time I give a level,
the market whispers:
“Let’s test his abilities… AGAIN.”

And I’m standing here like:
“Nice try. I’m Time & Price.
You can shake, but you can’t break me.” 😎🔥

High made: 26,398
Target 1: 26,405
Just 7 points short — classic market comedy. 😂

But no stress…
The move is loading.
Game is still ON.
Snapshot