Union Bank of Nigeria Plc (the Bank) is engaged in the provision of banking and related financial services to corporate and individual customers. The Bank's services include the granting of loans and advances, acceptance of deposits and money market activities. It has four segments: retail banking, corporate banking, treasury and investment banking, and asset management. Its retail banking segment offers private banking services, private customer current accounts, deposits, investment savings products, custody, credit and debit cards, consumer loans and mortgages. Its corporate banking segment offers direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, and foreign currency products. Its treasury and investment banking segment offers financial instruments trading, structured financing, corporate leasing and advisory service. Its asset management segment provides financial intermediation services and equipment leasing, among others.