Peoples Financial Corp. operates as a bank holding company, which engages in the provision of banking and financial services. The firm offers a range of services to individuals and small to middle market businesses within its trade area through its subsidiaries. It focuses on lending services such as business, commercial, real estate, construction, personal, and instalment loans. It also offers deposits services, such as interest bearing and non-interest bearing checking accounts, savings accounts, certificates of deposit, and Individual Retirement Account accounts. Its Asset Management and Trust Services Department provides personal trust, agencies and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships, and other related products including safe deposit box rental, wire transfer, night drop facilities, collection, cash management, as well as internet banking. The company was founded on December 18, 1984 and is headquartered in Biloxi, MS.