Echelon Financial Holdings, Inc., through its subsidiary, engages in the business of property and casualty insurance. It operates through the Personal Lines and Commercial Lines segment. The Personal Lines segment focuses on the underwriting of its non-standard automobile insurance and insurance for motorcycles, antique and classic vehicles, trailers, motor homes, recreational vehicles, and personal property. The Commercial Lines segments designs and underwrites specialized insurance programs, such as commercial property, commercial automobile, long-haul trucking, surety, liability, creditor insurance, and extended warranty. The company was founded on August 18, 1997 and is headquartered in Mississauga, Canada.