Regional bank Hancock Whitney Q3 net income rises to $127.5 mln

Overview

• Hancock Whitney Q3 2025 net income rises to $127.5 mln, EPS at $1.49

• Company repurchased 662,500 shares, reflecting confidence in financial position

• Deposits decreased by $386.9 mln, while net interest margin remained stable at 3.49%

Outlook

• Company expects low-single digit loan growth in Q4 2025 and year-over-year

• Company anticipates low-single digit increase in deposits by year-end 2025

• Hancock Whitney remains committed to executing its organic growth plan

Result Drivers

• LOAN GROWTH - Loans increased by $134.8 mln, driven by commercial real estate and equipment finance, despite higher payoffs and lower credit line utilization

• DEPOSIT DECREASE - Deposits fell by $386.9 mln, attributed to seasonal factors and expected outflows

• STABLE NIM - Net interest margin remained stable at 3.49%, supported by favorable asset mix and increased loan volumes

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 6 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy"

• Wall Street's median 12-month price target for Hancock Whitney Corp is $72.00, about 16% above its October 13 closing price of $60.49

• The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release:

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