Key facts: In August 2025, Ripple settled its five-year legal fight with the SEC, paying a $125 million penalty and gaining regulatory clarity for XRP in the US market.
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- In August 2025, Ripple settled its five-year legal fight with the SEC, paying a $125 million penalty and gaining regulatory clarity for XRP in the US market.12
- In October 2025, the SEC will decide on eight XRP ETF applications from major firms like Grayscale and WisdomTree, which could impact XRP's market cap with institutional inflows.3
- Ripple's Interledger Protocol now connects with the SWIFT network, enhancing the link between traditional and modern payment systems, making XRP vital for global money transfers.4