QDMICriterion Rating / Comment
ROIC > 10% ✅ Yes — ROIC ~ 59.8%
StockAnalysis
ROE > 15% ✅ Yes — ROE ~ 87.9%
StockAnalysis
FCF yield > 6-8% ❓ No public, stable data on free cash flow, and there are quarters with losses
StockAnalysis
+1
Debt/EBITDA < 3 ✅ Yes — almost no debt to EBITDA
StockAnalysis
Growth of FCF + EPS + Revenue ⚠️ Results are rising sharply — there is growth, but also high volatility
TradingView
+2
stocktitan.net
+2
Moat / competitive advantage ❌ No — brokerage/intermediary model, no sustainable moat
Good management 🔶 Unclear — there is insider buying, but governance & dependency risk are high
Investing.com
+2
Simply Wall St
+2
You are buying below fair value (margin of safety) ❓ Too speculative — valuation metrics (EV/EBITDA, EV/Sales) are very high in previous good periods; even in a good year it is risky
