NIFTY1! — This is a structural shift. If it goes down, accumulate consumption dividend-paying stocks. I’m sharing this news early—don’t expect an immediate rally tomorrow. Wait for earnings/results and keep building positions in consumption stocks. Consider consumption, FMCG, or any sector you believe or any stocks will perform well over the next decade—Nifty 500 is also a solid choice.
There are clearly underlying issues, which is likely why the GST cut was announced—to spur the consumption cycle. It is often suggested that when removing someone from a position, a buffer or transition opportunity should be provided. Here, however, the government added capital taxes without such a buffer or replacement. Then, after six months, they reduced taxes for Indians earning up to ₹12 lakh, followed by a GST cut—which is good. Yet, the INR continues to depreciate, and that remains the main concern. This suggests deeper structural challenges globally.
NIFTY1! India wants to lead in AI, but here’s the plot twist: we don’t make GPUs, don’t make chips (ours are so old they belong in a museum), no LLMs, and even ads? Yeah, that’s a cash out—straight to Google, Meta, OpenAI and Nvidia. Basically, we’re paying the bill while others get the feast.
We banned TikTok and maybe some “lemon” app (I swear, it vanished like vaporware). But despite all this, no Indian social media, no ad platform. Which is wild, because if India really wanted, it could spin up a social network overnight. The problem? Red tape. Opening a company here takes 30 days and 100 compliances—like bureaucracy was designed as a video game with only boss levels.
Investors still expect foreign companies to bring the work. Meanwhile, local folks could easily build for local needs—just look at the EPFO website. It’s stuck in a Y2K time capsule, like it’s waiting for dial-up internet to come back.
So before we “expand,” maybe we should fix and consolidate. Otherwise, it’s just us footing the bill, while others cash out.
NIFTY1! Very bad & Negative News Indicator. Heavy Deficit in Indian Banks : The net liquidity in the banking system is in a deficit of Rs 31,986 crore. financialexpress.com/business/banking-finance-system-liquidity-turns-deficit-first-time-in-fy26-3987063/
NIFTY1! Look at India — many products and services are taxed at 18% GST, though essentials have been reduced to 5% or even 0% in some cases.
But what do we really get back for that tax? Infrastructure is often terrible — bad roads, poor sewage, unreliable transport. Compare with planned cities like Chandigarh or Gandhinagar: better layout, cleaner roads, functioning sewage, somewhat better services.
Then there’s inflation caused by money printing: Suppose you have ₹100 in value, and the government prints so much money that the total money supply becomes ₹10,000. You now effectively own just 1% of the total value. If they print even more tomorrow, your share shrinks further. The value you worked for erodes just because of inflation.
Even worse — if we imagine a future where leaders like Trump, Modi, or old economic policymakers are gone, the people who remain could inherit cities and systems that are already broken. Without proper planning, accountability, or infrastructure, we could be left with horribly run cities, crumbling systems, and a cycle that keeps repeating.
Paying 18% tax on top of all this, while watching the value of your money erode and systems fail, feels like being forced to fund a system that doesn’t serve you — and the worst part is, the problems won’t just disappear with the current leaders.
NIFTY1! Bears, stock up on oil, spices, and wood… 🐻🔥 Can you guess what’s on the grill? Hint: it moos 🥩😉 We’ll keep partying in the cave until the central bank finally adds BTC to their reserve! 💰❄️
NIFTY1! 💸 Arjun vs Currency Debasement: A Life Story for Traders & Techies
25 YO | Bangalore | Software Engineer
Salary: ₹12 LPA
Annual Increment: 9%
Dreams: Travel 🌍, buy home 🏡, kids 👶, retire rich
🕰️ Timeline of Reality
25 → 35:
Nominal Salary: ₹12L → ₹28L
Real Value Today: ₹16L
USD Equivalent (depreciated): ~$26k
Lifestyle: Small trips, car 🚗
AI Impact: Early exposure boosts productivity, but competition rises
❌ Misses: Luxury world travel, prime property
35 → 45:
Nominal: ₹28L → ₹70L
Real Value: ₹25L
USD: ~$54k
Lifestyle: Kids in private schools, vacations abroad 🌏
AI: Must upskill or stagnate
❌ Misses: Sending both kids abroad debt-free, second home
45 → 55:
Nominal: ₹70L → ₹2Cr
Real Value: ₹36L
USD: ~$1.04L
Lifestyle: Comfortable home, one child abroad 🎓
AI: Keeps salary growth competitive
❌ Misses: World retirement dreams
55 → 65:
Nominal: ₹2Cr → ₹5.4Cr
Real Value: ₹53L
USD: ~$2L
Lifestyle: Retirement in India, healthcare ✅
❌ Misses: Luxury travel, global investments
65 → 75:
Wealth: Mostly savings & property
Real Value: Shrinking vs global prices
Kids inherit rupees, not resilient wealth
✅ Daily life covered
❌ Dreams of global mobility missed
📊 Lessons for Traders & Techies
Currency Debasement is the silent tax — salary grows, but purchasing power lags.
Inflation + INR depreciation vs USD erode global ambitions over time.
AI is a double-edged sword: Up skill or risk stagnation.
Invest in resilient assets: Stocks, real estate, gold, global ETFs, crypto.
Plan in real terms, not salary numbers: ₹5Cr at 65 may feel huge, but it buys less than you think.
Lifestyle & dreams: Track both your portfolio and your goals — world travel, education, retirement.
💡 Takeaway: Arjun’s numbers looked great on paper, but real purchasing power tells the true story. The earlier you hedge against debasement and leverage AI, the closer your dreams get to reality.
NIFTY1! 😂 Bulls on vacation? Who started that rumor—Santa? Don’t worry, they’ll roll back in January around results season… fashionably late, as always! 🐂🎉📈
NIFTY1! — This is a structural shift. If it goes down, accumulate consumption dividend-paying stocks. I’m sharing this news early—don’t expect an immediate rally tomorrow. Wait for earnings/results and keep building positions in consumption stocks. Consider consumption, FMCG, or any sector you believe or any stocks will perform well over the next decade—Nifty 500 is also a solid choice.
