Všeobecná úverová banka, a.s. engages in the provision of retail and commercial banking services. It operates through the following segments: Retail Banking, Corporate Banking, Central Treasury, and Other. The Retail Banking includes loans, deposits, and other transactions and balances with households, sole traders, and small business sector. The Corporate Banking segment covers small and medium enterprise, the corporate customer desk, municipalities, and public sector entities. The Central Treasury segment undertakes the group's funding, issues of debt securities as well as trading book. The Other segment refers to central governance centre that manages premises, equity investments, and own equity funds as well as risk management. The company was founded on January 1, 1990 and is headquartered in Bratislava, Slovakia.