BSJQ tracks the performance of a held-to-maturity portfolio of USD-denominated, high-yield corporate bonds with maturities in 2026. Instead of the perpetual maturity range of a typical bond fund, BSJQ provides exposure to a specific maturity date, similar to an individual bond. As the fund approaches its maturity date, duration and YTM will continue to decline. On its target dateDec. 31, 2026the fund will unwind remaining positions and return capital to shareholders. This structure permits the fund to be used as a building block for a bond ladder, or to plan for a future need. It charges a reasonable fee for access to a diverse pool of USD high-yield bonds.