ValueMax Group Limited is an investment holding company. The Company is engaged in the provision of management services. The Company and its subsidiaries provide pawnbroking and secured moneylending services, as well as the retail and trading of pre-owned jewelry and gold. The Company operates through four segments: Pawnbroking; Retail and trading of pre-owned jewelry and gold; Moneylending, and Other operations, including investment holding and provision of other support services. Its licensed moneylending business grants term loans secured by mortgages of private residential and commercial properties. The retail arm of the Company reconditions selected pre-owned jewelry and watches for retail sale at the outlets, including unredeemed pledged articles from the pawnbroking business, as well as jewelry and branded watches purchased from walk-in individuals at the outlets. The Company's gold trading wholesale business purchases scrap gold from other pawnbrokers and jewelry traders.