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The short-term risks of investing in crypto might be worth its long-term potential rewards, according to some financial experts — as long as it isn't holding you back from meeting your other financial responsibilities and you can clarify your long-term goals beforehand.

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MictroStrategy, an aggressive investor in bitcoin, said it borrowed $205 million from crypto bank Silvergate Capital in March, with the three-year loan mostly secured against some 19,466 bitcoins.

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After topping $64,000 in April last year, bitcoin has struggled to reclaim its all-time highs since then following a series of events. It came under pressure in May after tech billionaire Elon Musk, who has driven traders into frenzies by mentioning cryptos at times, said Tesla will stop using Bitcoin as a form of payment over concerns of the cryptocurrency's...