Euro Area Interest Rate

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In the Euro Area, benchmark interest rate is set by the Governing Council of the European Central Bank. The primary objective of the ECB’s monetary policy is to maintain price stability which is to keep inflation below, but close to 2 percent over the medium term. In times of prolonged low inflation and low interest rates, ECB may also adopt non-standard monetary policy measures, such as asset purchase programmes. The official interest rate is the Main refinancing operations rate.

European Union in figures — see more economic indicators tied to EUINTR.

Euro Area interest rate reports history

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$EUINTR - Europe Interest Rates(September/2026)ECONOMICS:EUIRYY 2.65% September/2026 +0.25% source: European Central Bank - The European Central Bank raised its key interest rates by 25 bps at its September meeting, marking its second hike since the US-Iran war began. The ECB said the conflict in the Middle East continues to fuel

by Mr_J__fx

$EUINTR - ECB Raises Rates for 1st Time Since 2023 (June/2026)ECONOMICS:EUINTR 2.4% June/2026 +0.25% source: European Central Bank - The ECB raised interest rates by 25bps as expected, as policymakers respond to surging energy costs and high inflation pressures. It is the ECB's first rate hike since 2023, lifting the key deposit facility rate to 2.25%

by Mr_J__fx

$EUINTR - E.U Interest Rates (April/2026)ECONOMICS:EUINTR April/2026 source: European Central Bank - The European Central Bank kept interest rates unchanged at its April meeting, with the main refinancing rate at 2.15% and the deposit facility at 2.0%, as policymakers adopted a cautious stance, assessing the impact of the Iran war o

by Mr_J__fx

$EUITNR - Europe Interest Rates (March/2026)ECONOMICS:EUINTR March/2026 source: European Central Bank - The European Central Bank kept interest rates unchanged at its March 2026 meeting, reaffirming its commitment to stabilizing inflation at 2% in the medium term. The main refinancing rate remains at 2.15%, with the deposit facility a

by Mr_J__fx

$EUINTR - Europe's Interest Rates ECONOMICS:EUINTR 2% February/2026 source: European Central Bank - The ECB left borrowing costs unchanged, as widely expected, with the key deposit facility rate held at 2%. Policymakers said inflation is likely to stabilize at the 2% target over the medium term and noted that the economy

by Mr_J__fx

$EUINTR - EU Interest Rates (December/2025)ECONOMICS:EUINTR December/2025 source: European Central Bank -The ECB left borrowing costs unchanged for a fourth consecutive meeting in December 2025, with the main refinancing rate remaining at 2.15% and the deposit facility rate holding at 2.0%. The decision came in line with expectations and

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$EUINTR -ECB Holds Rate at 2.15% (October/2025)ECONOMICS:EUINTR 2.15% October/2025 source: European Central Bank - The ECB kept interest rates unchanged for the 3rd meeting, reflecting confidence in the eurozone’s economic resilience and continued easing of inflationary pressures. In her remarks after the meeting, ECB President Lagarde emph

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$EUINTR - Unchanged Rates (September/2025)ECONOMICS:EUINTR September/2025 source: European Central Bank - The European Central Bank kept its three key interest rates unchanged, with the deposit facility at 2.00%, the main refinancing rate at 2.15%, and the marginal lending rate at 2.40%, as expected. Inflation remains close to the 2% me

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$EUINTR - Europe Interest Rates (July/2025)ECONOMICS:EUINTR July/2025 source: European Central Bank - The ECB kept interest rates unchanged in July, effectively marking the end of its current easing cycle after eight cuts over the past year that brought borrowing costs to their lowest levels since November 2022. The main refinancing rat

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$EUINTR - Interest Rates Cut (June/2025)ECONOMICS:EUINTR (June/2025) source: European Central Bank - The ECB cut key interest rates by 25 bps at its June meeting, based on updated inflation and economic forecasts. Inflation is near the 2% target, with projections showing 2.0% in 2025 (vs 2.3% previously), 1.6% in 2026 (vs 1.9% previou

by Mr_J__fx

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Euro Area interest rate is 2.65% at the moment.

Last month Euro Area interest rate was 2.65%, and the month before it reached 2.4%.

Interest rate is the proportion of a loan that is charged as interest to the borrower, typically an annual percentage of the loan outstanding. When it comes to the national level, interest rate is a rate at which banks borrow money from a country's central bank.

Yes, negative interest rate can be used by the government as a monetary policy tool to stimulate economy growth.

Growing or falling interest rate can influence the country's economy, stimulate it or lower the inflation level. Even people can feel the effect of interest rate's movements — for example, if interest rate increases, loans get more expensive.

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Euro Area interest rate reports history

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Euro Area interest rate

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Euro Area interest rate reports history﻿

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Frequently asked questions

Euro Area interest rate reports history

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