Nictus Ltd. operates as a retailer of household furniture, electrical appliances and home electronics. It operates through the Furniture Retail and Insurance and Finance segments. The Furniture Retail segment focuses on expanding higher to middle income market in the living standards measurement category and above. The Insurance and Finance segment runs through Corporate Guarantee brand, which provides short-term insurance through an alternative risk transfer model. The company was founded in 1945 and is headquartered in Bryanston, South Africa.