The National Commercial Bank CJSC engages in the provision of conventional and Shariah-compliant banking services. It operates through the following segments: Retail, Corporate, Treasury, Capital Market, and International. The Retail segment offers lending and current accounts to individuals and private banking customers. The Corporate segment includes conventional credit-related and financing products in compliance with Shariah rules to small, medium, and large sized business establishments and firms. The Treasury segment comprises of money market and foreign exchange; investment and trading activities; and managing liquidity, market, and credit risk in relation to investments. The Capital Market segment provides wealth management, asset management, investment banking, and shares brokerage services. The International segment consists of banking services provided outside Saudi Arabia. The company was founded on December 26, 1953 and is headquartered in Jeddah, Saudi Arabia.