First thing first, I would like to take this opportunity to many of my followers who stayed by me all these years. You have given me the encouragement to continue writing my point of view over the last 5 years. Wow!!!
Looking back, it has been a roller coaster learning curve for me as well. For this year, I would like readers to embrace more changes ahead and take some concrete actions to change your life.
This is the starting point , click here
If you search online, there are many models on it, so be flexible in the application. Regarding the compartments, it may differs from everyone and thus if spirituality is not something you are in, then you can delete it.
I will focus mainly on MONEY since this is more investment related. Now, you can have a pie for CAREER and another one for MONEY. WHY ? Some of us may have a day/primary job that pays you a monthly salary and at same time, dabble in other freelance jobs after work and/or on weekends like waiting on tables, online business, investment, trading, property, forex, network marketing, writing, etc.
If you are an employee that draws a monthly salary, you may want to review this part of your career. Are you satisfied at where you are ? Are you in the right industry ? Are you passionate about what you do? (this is crucial as you can be 1000% passionate about what you do but the monetary rewards may not be there, eg nursing, healthcare, F&B,etc) These sectors at least in SG, are very much needed especially in an ageing country but the stress level are so high that turnover are at double digit figures. Of course, many could also leave because the money is not there!!!
This chart is powerful because it sets your priority straight and allow you to manage your time well according to your goals set. Example, if you intend to do trading/investment, then you need to spend time and set a goal. Where are you going to get the initial capital? How long do you want to see the returns ? What are your risk appetite ? Where can you go and acquire this knowledge ?
If you want to attend courses, how much are they are do you have the bandwidth ?
So, you see a lot of planning go into it. But, once you start the ball rolling, it gets easier over time.
For example, I have put aside some money into fixed deposits and bonds this year in view of the high interest rates. No one knows for sure when it is coming down. Meanwhile, banks here are enticing customers with good interest rates of up to 4 or more per cent. This is a no brainer so why not park some funds here while waiting for the coast to clear.
Another area that I am particularly keen on is the Tech sectors in China. So this ETF will be where I am going to accumulate on dips.
Now, I am a big fan of keeping oneself healthy and fit. I make an effort to swim 3-4 times a week and 1-2 times running. I know fully well when I am healthy, I can better focus on my work.
We only have 24 hours a day so it is important that we do what we truly like in life than to spend a life in regrets. Life is way too short for that !
3 more days to the Chinese New Year , the year of the Rabbit and I wish everyone - GONG XI FA CAI and may the Lord continue to rain prosperity, peace and abundance in your life. Be kind, be forgiving (towards self and others) and invest in yourself !!!!
Looking back, it has been a roller coaster learning curve for me as well. For this year, I would like readers to embrace more changes ahead and take some concrete actions to change your life.
This is the starting point , click here
If you search online, there are many models on it, so be flexible in the application. Regarding the compartments, it may differs from everyone and thus if spirituality is not something you are in, then you can delete it.
I will focus mainly on MONEY since this is more investment related. Now, you can have a pie for CAREER and another one for MONEY. WHY ? Some of us may have a day/primary job that pays you a monthly salary and at same time, dabble in other freelance jobs after work and/or on weekends like waiting on tables, online business, investment, trading, property, forex, network marketing, writing, etc.
If you are an employee that draws a monthly salary, you may want to review this part of your career. Are you satisfied at where you are ? Are you in the right industry ? Are you passionate about what you do? (this is crucial as you can be 1000% passionate about what you do but the monetary rewards may not be there, eg nursing, healthcare, F&B,etc) These sectors at least in SG, are very much needed especially in an ageing country but the stress level are so high that turnover are at double digit figures. Of course, many could also leave because the money is not there!!!
This chart is powerful because it sets your priority straight and allow you to manage your time well according to your goals set. Example, if you intend to do trading/investment, then you need to spend time and set a goal. Where are you going to get the initial capital? How long do you want to see the returns ? What are your risk appetite ? Where can you go and acquire this knowledge ?
If you want to attend courses, how much are they are do you have the bandwidth ?
So, you see a lot of planning go into it. But, once you start the ball rolling, it gets easier over time.
For example, I have put aside some money into fixed deposits and bonds this year in view of the high interest rates. No one knows for sure when it is coming down. Meanwhile, banks here are enticing customers with good interest rates of up to 4 or more per cent. This is a no brainer so why not park some funds here while waiting for the coast to clear.
Another area that I am particularly keen on is the Tech sectors in China. So this ETF will be where I am going to accumulate on dips.
Now, I am a big fan of keeping oneself healthy and fit. I make an effort to swim 3-4 times a week and 1-2 times running. I know fully well when I am healthy, I can better focus on my work.
We only have 24 hours a day so it is important that we do what we truly like in life than to spend a life in regrets. Life is way too short for that !
3 more days to the Chinese New Year , the year of the Rabbit and I wish everyone - GONG XI FA CAI and may the Lord continue to rain prosperity, peace and abundance in your life. Be kind, be forgiving (towards self and others) and invest in yourself !!!!
Comment:
expect for a rally when the HK market reopens !!!!
Comment:
praise God
Comment:
awaiting for it to pull back to 4580 before accumulating
Comment:
let's wait for the bullish signal today to see if we can accumulate....