Hi, Welcome to this analysis about the current and upcoming economical situation regarding the excess savings amassed in the corona crisis and the potential inflationary developments these can cause. There are also other factors that can accelerate inflation in the upcoming times especially with the ongoing central bank money press that shoot to astronomically...
This chart shows that personal saving is at the lowest in US Record . TIC TIC TIC BOOM NO SAVINGS RECORD HIGH RATES ON CREDIT CARD . AND CONSUMER SPENDING AT A RECORD HIGH . . ONCE UNEMPLOYMENT TICKS UP I WANT TO PUT THIS OUT THERE THEREIS ONLY TWO THINGS THAT CAN HAPPEN 1 PUT CASH DIRECT INTO THE ACCOUNT =INFLATION OR CONSUMER CREDIT DEFAULTS ...
we are seeing a huge downtrend over the decades and in the last year we're heading towards the lower levels. will we achieve lowest levels?
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI. Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to...
This chart may help explain a return to a stronger labor market. In blue is the personal savings rate (% of PDI) & the amount of people unemployed (orange). As savings are used up, people may look to employment for additional capital to support their living. Rolling 2yr-r = 83%
As the Pandemic progressed, Consumers began to spending on Durable Goods, Home Improvement, Electronics and a host of additional Products to improve their nesting conditions. This dynamic applied to Americans who remained employed through "Stay at Home" Measures. Lower Income Consumers paid down Debt and began Investing via WeBull, CoinBase and Robin Hood....
Quick one here, given the world looks set to resume it's ludicrous experiment with negative rates in order to spur "growth" and encourage spending. I thought it was only reasonable to see what effect the past decade of ZIRP (Zero Interest Rate Policy) has had on the personal savings rate. Before we begin, i understand that the fed funds rate is not the explicit...