MoneyOnMobile, Inc. is a processing and mobile payments technology company. The firm provides customers with suite of payment processing services and related software products and enables consumers to use their mobile phones to pay for goods and services, or transfer funds from one cell phone to another using simple SMS text functionality. The company was founded by Laird Q. Cagan and Ranjeet Oak on May 30, 2006 and is headquartered in Dallas, TX.