This is what a "low-risk setup" looks like
"DISCLAIMER: NO ADVICE. Just ideas, no crystal ball... The information presented here is general in nature and is for education purposes only. Nothing should be considered to be advice. You should consult with an appropriate professional for specific advice tailored to your situation."
"DISCLAIMER: NO ADVICE. Just ideas, no crystal ball... The information presented here is general in nature and is for education purposes only. Nothing should be considered to be advice. You should consult with an appropriate professional for specific advice tailored to your situation."