Rego Payment Architectures, Inc., formerly Virtual Piggy, Inc., is a technology company that is focused on delivering an online e-commerce solution for the family. The Company's system allows parents and their children to manage, allocate funds and track their expenditures, savings and charitable giving online. Its system allows a minor to transact online without a credit card by gaining the parents' permission ahead of time and allowing the parent to set up the rules of use. The Company offers various applications, including Virtual Piggy Bank, Parent Match, Verifying the Age of an Internet User, Virtual Piggy Bank Having Dashboard and Debit Card, System and Method for Virtual Piggybank Wishlist, and System and Method for Donating to Charitable Organizations. Its Virtual Piggy Bank is a method of providing control preferences for a prospective Internet user.