SmartCard Marketing Systems Inc. is a financial technology company. The Company develops payment processing applications and retail incentive solutions for Banks, Telecom and Global Enterprise Acquirers with merchant customers. The Company specializes in payment terminal solutions, including Web and Mobile for Europay-MasterCard-Visa point of sale /mobile point of sale (EMV POS/MPOS), e-commerce card vaulting and tokenization, Check21 for Remote Deposit Capture and contactless e-wallet applications. The Company's solutions provide applications for card acquirers, processors and issuers. It has focused on two channels of business, including the development and commercialization of its three platforms for the payment and incentive industry Check21SAAS.com, VelocityMwallet.com and Genorocity.com, and development of an EMV Remote Host for Bank, Credit Union and Telecom Acquirers of Card brands (Credit and Debit) as an acceptance point for emulating transactions, processing and settlement.