Cornerstone Financial Corp. operates as a bank holding company, which engages in the provision of a broad range of deposit and loan products and banking services, including personal and business checking accounts, individual retirement accounts, business money market accounts, certificates of deposit, wire transfers, automated teller services, night depository and drive-through banking. The company also offers business and personal loans generally on a secured basis, commercial loans, commercial lines of credit, commercial mortgage loans, commercial and residential construction loans, letters of credit, and consumer loans. The company was founded on January 30, 2008 and is headquartered in Mount Laurel, NJ.