Republic Bancorp, Inc. operates as a financial holding company. It offers residential mortgage loans, home equity loans and lines, commercial real estate loans, C&I loans, business loans and lines of credit, equipment leasing consumer loans, and warehouse lines of credit. The firm operates through the following business segments: Traditional Banking, Warehouse Lending, Mortgage Banking, Tax Refund Solutions (TRS), and Republic Credit Solutions (RCS). The Traditional Banking segment offers MemoryBank, private banking, treasury management services, internet banking, other banking services, and bank acquisitions. The Warehouse Lending segment provides short-term revolving credit facilities to mortgage bankers. The Mortgage Banking sells 15-, 20- and 30-year fixed-term single family, first lien residential real estate loans. The TRS segment facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax preparers located throughout the United States. The RCS segment issues bank offering general-purpose-reloadable prepaid cards through third-party service providers. The company was founded by Bernard M. Trager in 1974 and is headquartered in Louisville, KY.